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Do you know this story, does it apply to you or do you know someone who it applies to? The story of

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

having racked up your credit cards too high and now you are scared because you have to pay them of

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

f and you don’t really have the money. But wait, you say, I heard of a few solutions that can help

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

out. I could get another credit card, one with a low introductory interest rate offer and then just

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

transfer all of my debts onto it by borrowing money from it, and then I can pay off my old debts a

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

nd get a lower new rate of interest. I could also just get a bank loan to pay them off, or get out

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

a line of credit or refinance my mortgage and put it onto there. I have also seen some solutions re

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

garding credit counseling or debt consolidation and is claiming bankruptcy really that bad you ask.

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

Simply put, you are stuck and you have heard of some financial solutions but you don’t really kno

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

w what to do. How do you find out, what option do you choose? Well there are credit counseling agen

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

cies out there that will talk to you free of charge. They will show you the options they provide an

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

d you can then determine if they are right for you. You will get to discuss what are the benefits a

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

nd any negatives of some of the programs. True, it is not a nice situation to be in owing money and

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

not really being able to easily pay it off but don’t give up hope because there are solutions to h

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

elp you out. There are experts in the financial field that know all to well about people in similar

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

situations and they have been able to get their feet back on the ground financially speaking.

As

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

far as bankruptcy is concerned, talk to them about it, it may seem like a clean easy way out, but i

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

t’s not that easy. Not only can it be a painful and embarrassing but it will tarnish your credit re

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

port for seven years or ten years if filing chapter 7 bankruptcy. It basically causes havoc to your

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

future credit, yet lots of people still do, but find out as it may not be what you are looking for

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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Millionaires especially those who started out with nothing at all are the best examples of people who have creativity and made it big. Sometimes this happened by chance while others because there was a need.

A few months ago I was watching a stream meandering back and forth across a flat plain in a high mountain valley. The stream reached it's destination - a small lake - but only after dozens of loops and curves. It occurred to me that Water and clever Web Marketing have something in common - they both follow the path of least resistance.

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