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Useful Advices - Should I File a Chapter 13 Wage Earner Plan, or Try Other Bankruptcy Alternatives?
Whether or not you should file a Chapter 13 Wage Earner Plan depends on your situati
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
on. First, you must determine if you qualify for Chapter 13. (Because a Chapter 13 bankruptcy is paid
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
for out of the wages you earn each month, Chapter 13 is also known as a Wage Earner Plan).
For indiv
For indiv
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
duals in the United States, there are two basic forms of personal bankruptcy. Chapter 7 bankruptcy, a
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
so known as a liquidation bankruptcy, discharges your debts in a relatively short period of time.
Si
Si
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
ce new federal bankruptcy rules became law on October 17, 2005, anyone whose gross income is higher t
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
han the median income for their state is required to file bankruptcy under Chapter 13, instead of und
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
r Chapter 7. Therefore, if your income is higher than the median income for your area, the choice is
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
ade for you: you must file under Chapter 13.
Second, you should compare a Chapter 13 Wage Earner
Second, you should compare a Chapter 13 Wage Earner
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
Plan with your other alternatives to straight Chapter 7 bankruptcy. Since a Chapter 13 plan will
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
typically last for five years, you should explore any options that can be completed in less than five
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
years. For example, if you can get a debt consolidation loan and repay it in three years, a debt con
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
olidation loan is probably a better option for you than a five year Chapter 13 Wage Earner Plan.
If
If
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
ou don’t qualify for a debt consolidation loan, but you want to avoid the court process, and can affo
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
d to pay your debts in full over a three to five year period, credit counseling may also be an option
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
Finally, you may be able to cut your expenses and repay your debts yourself.
The court process is
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
never fun, and you will want an attorney's assistance, which will increase the cost, so only choose a
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
Chapter 13 plan if it is the best option for you.
A .
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
A .
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
mation.com/chapter-13-wage-earner-plan.htm" target="_blank">Chapter 13 Wage Earner Plan is design
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
d to give you a fresh start, so review your options and decide which course of action is best for you
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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